How to Afford Your Dental Treatment
Are you thinking about how to afford your dental treatment? Getting the quality dental care you need shouldn’t break the bank. West Sayville family dentist Dr. Richard Sigismondi offers flexible financing options to help our diverse range of patients afford their dental treatment. Keep reading to learn more about our flexible options.
We accept the following types of payments for services rendered at our practice:
- Personal Check
- All Major Credit Cards
- Dental Insurance
We work with all insurance providers and accept all forms of insurance, including:
- Delta Dental PPO provider
- And many more!
CareCredit is a short-term, third-party financing option. Patients can use the CareCredit card to pay for over six to 60 months based on their preferences. Once approved, you can use it to pay for your dental care, including copays, deductibles, and costs not covered by insurance. Depending on your application, the amount you borrow may be interest-free, provided you pay it in full within the allotted time. You can apply for CareCredit by calling (800) 677-0718 or by submitting the online form. Our dental staff can help you with your application to help ensure the best outcome.
Frequently Asked Questions
Another advantage of dental financing with CareCredit is that the application process won’t hurt your credit score. CareCredit makes soft inquiries that only you, CareCredit, and your credit bureau can see.
Depending on your treatment, your insurance might help cover the cost. However, your coverage will likely come with restrictions, such as a lack of coverage for purely cosmetic treatments. The exact amount of assistance you receive will depend on the specific terms set by your plan and provider. Our team will happily assist you if you have any questions about your insurance benefits.
If you don’t have dental insurance and don’t qualify for financing, don’t worry. Your dentist will most likely work with you regardless. They may be able to set up an in-office payment plan to make your dental treatment affordable.
For CareCredit dental financing, you’ll likely need at least an average credit score to be approved. There’s a chance you can receive approval for CareCredit with less-than-average credit scores, but you may need to pay higher interest rates.